REVIEWS

Walt & Daffony Bullard

Homebuyers in The Preserve

Working with Roxanne was truly a blessing! We moved to the area and had no idea what kind of house we wanted or where we wanted to live. Roxanne was so kind and patient showing us so many different options including lots, renovations, existing houses…..anything, anywhere. With her expertise and guidance, we found the perfect place for us to make our new home. We don’t want to move again anytime soon, but when it’s time, we will be working with Roxanne!

Kameren Parker

First Time Home Buyer

As a first-time homebuyer, I couldn’t have asked for a better guide than Roxanne. She was patient, knowledgeable, and truly had my best interest at heart. She made the entire process smooth and stress-free, answering every question and walking me through each step. I’m beyond grateful and highly recommend Roxanne to anyone buying a home.

Allison Hallman

Vestavia Home Seller

Roxanne had a well thought out plan to market my home - it was so well executed she sold my house over one weekend! She guided me through the process of getting my house ready to sell and went over the different ways she would market my home to stand out amount all the other options. Once she sold my house she handled all of the many steps needed to make sure we closed on time. I am so THANKFUL for all she did! 10 out of 10!!!

OWL YOU NEED TO KNOW

How much do I need for a down payment on a home?
The amount you need for a down payment depends on the type of loan and your financial situation. While 20% is a common benchmark, many buyers put down less—some conventional loans allow as little as 3%, and FHA loans require just 3.5%.

What’s the difference between pre-qualification and pre-approval?
How does my credit score affect my mortgage rate?
What are closing costs, and how much should I expect to pay?
How long does the homebuying process usually take?
Can I buy a home if I’m self-employed or have irregular income?
What’s included in my monthly mortgage payment?

What is a 2-1 buydown, and how does it work?

Who pays for the 2-1 buydown—the buyer, the seller, or the lender?

OWL YOU NEED TO KNOW

How much do I need for a down payment on a home?
The amount you need for a down payment depends on the type of loan and your financial situation. While 20% is a common benchmark, many buyers put down less—some conventional loans allow as little as 3%, and FHA loans require just 3.5%.

What’s the difference between pre-qualification and pre-approval?
How does my credit score affect my mortgage rate?
What are closing costs, and how much should I expect to pay?
How long does the homebuying process usually take?
Can I buy a home if I’m self-employed or have irregular income?
What’s included in my monthly mortgage payment?

What is a 2-1 buydown, and how does it work?

Who pays for the 2-1 buydown—the buyer, the seller, or the lender?